Personal injury lawyers play an essential role in handling cases involving uninsured motorists. When a driver without insurance causes an accident, the injured party may face significant challenges in obtaining compensation for their damages and losses. This is where personal injury lawyers come into play.
Firstly, personal injury lawyers evaluate the case thoroughly to determine liability. They collect evidence from accident scenes, interview witnesses, and review police reports to establish fault. Once they’ve determined that the uninsured motorist is at fault, they proceed with legal action against them.
However, suing an uninsured motorist can be complex because most of these drivers lack insurance due to financial constraints – meaning they may not have sufficient assets or income to pay a judgment even if you win your lawsuit. Therefore, personal injury attorneys often explore other avenues for compensation.
One such avenue includes filing a claim under the injured party’s own auto insurance policy if it includes coverage for accidents caused by uninsured or underinsured motorists (UM/UIM). These policies are designed to protect individuals when they’re involved in accidents with drivers who lack adequate insurance coverage.
Personal injury lawyers guide their clients through this process by helping them understand their policy terms and conditions and assisting them in negotiating with their own insurers for fair compensation. It’s important to note that dealing with one’s own insurer can sometimes be as challenging as dealing with another driver’s insurer; hence professional help becomes crucial.
If the injured person does not have UM/UIM coverage or if it isn’t enough to cover all losses, attorneys might also consider third-party liability claims against other entities that could share responsibility for the accident. For instance, if poor road conditions contributed to the crash, a government entity responsible for maintaining those roads could potentially be held liable.
Furthermore, experienced personal injury attorneys will also investigate whether the at-fault driver was on duty working for an employer during the incident or was driving someone else’s vehicle – situations where others could bear some legal responsibility.
In conclusion, personal injury lawyers play a significant role in handling uninsured motorist cases. They not only determine the fault but also explore all possible avenues for compensation to ensure their clients get the justice they deserve. The process can be complex and challenging, emphasizing the need for professional legal assistance when dealing with uninsured motorists.
Munley Law
510 Third Ave 2nd Floor, Pittsburgh, PA 15219
14125345133